America’s last housing crisis was complicated and involved many factors. The crisis was the collective creation of banks, lenders, homeowners, rating agencies, and underwriters. Today’s housing crisis is much simpler: not enough supply.
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Foreclosure – a situation in which one’s home is seized by the government due to the owner’s inability to pay - was one of the dominant features of the 2006 – 2013 U.S. housing downturn. Now, a strong economy and eight-years of home price growth have made mortgage foreclosures a relatively rare event.
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Attention house flippers - the macro outlook for residential remodeling looks favorable.
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