New Construction, Rehab, Bridge Loans

Headquartered in Pennsylvania we are a direct balance sheet lender specializing in funding loans that require speed and surety of execution. Our hard money loans in PA offer twelve-month, interest only private funding for the following programs: new construction, rehab, and bridge.

• New Construction
• Rehab
• Bridge Loans

Advest – Private Hard Money Lender In PA

Pennsylvania is our home state, and we take pride in understanding the PA market. Pennsylvania has a strong real estate market with proximity to major cities such as Philadelphia and Pittsburgh.

Whether you’re seeking hard money real estate loans to completely renovate a multi-family dwelling in Philadelphia or to remodel an outdated suburban home on the Main Line, we understand what you need to be successful. There are unique opportunities in this state and real estate investors are taking advantage of them every day.

As a hard money lender in Pennsylvania, we pride ourselves on the local relationships we have cultivated with the top appraisers, attorneys, and title agents in the PA area.

Success Story

Your PA Lender for Hard Money

New Construction
From the Keystone State’s middle-class suburbs to its post-industrial towns, there isn’t enough new construction to meet demand. The eastern part of the state is experiencing an influx of New Yorkers relocating to the area. Pennsylvania homebuilders have been working at a fast pace to meet the demand.

The main benefit of private construction loans from hard money lender like Advest is speed to close and flexible underwriting. New construction loans are available only to experienced investors, contractors, and builders, who typically can borrow up to 70% of the as-completed value.

Since we are intimately familiar with the Pennsylvania market, we have the local touch other lenders lack. With our understanding of the market, we move faster and have developed strong relationships with many experienced builders in PA.

Fast Fix and Flip Financing
Pennsylvania’s housing stock is much older than that of other states - the median age of a home in Pennsylvania is 57 years. Older homes often lack features buyers expect to see like spacious kitchens, open floor plans, and walk-in closets. Our talented group of fix and flip borrowers have the vision to transform a property into a highly marketable sale-ready home.

Speed is critical to capitalizing on investment opportunities, and Advest provides funding solutions that traditional lenders cannot. We can generally close in 10 business days and we can cover up to 85% of the purchase price and 100 percent of the rehab costs for a property.

Bridge Loans
In the world of real estate, a bridge loan is a type of loan that “bridges” the gap between short-term cash needs and permanent financing. Since bridge loans can usually be funded in two weeks or less, PA real estate investors have increasingly turned to them over the years. Advest funds many stabilized rental properties in PA where the investor needs to close quickly since permanent financing will not be available before the closing date.

We have funded a lot of bridge loans from Pittsburgh to Philadelphia over the years so we are familiar with the various markets and can save the real estate investor time and money.

Your Local Pennsylvania Private Money Lender
With our knowledge of the Pennsylvania real estate market, Advest can structure loans that fit your funding needs. From a multi-family rental property in Harrisburg to luxury fix and flips in New Hope, we understand how to tailor Pennsylvania loans to match your specific project in these distinctly different markets. If you’re looking to use our PA private money for real estate investments, contact us today.

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